Does the Partner have to present the business plan for approval to Smrt.bio

Yes. We have learned that it is crucial to maintain the recipe of the SupportersDesk. Therefore, Smrt.bio needs to approve the BusinessPlan before offering the Partner a Partnership Agreement and Distribution Agreement. 

Is it allowed to finance the business plan through crowdfunding

Yes, that is possible. Smrt.bio is agnostic how the business plan is financed.